Types of Survey
Valuations that are carried out on the behalf of your mortgage lender are primarily to determine the amount and terms of a mortgage offer, they are not a detailed survey of the property.
The Council of Mortgage Lenders state the following on their website (www.cml.org.uk) - "The lender's valuation is not an extensive survey and will not necessarily identify all the repairs or maintenance that might be needed. For a full picture of the property's condition you should consider having a complete building survey or a mid-range "home-buyer's report" carried out"
At Charterhouse Surveying we do not undertake valuation work and recommend one of the following type of surveys are carried out.
A Condition Report [HCR] purely describes the condition of the property with a summary of the potential issues. We have taken the decision not to offer this type of survey as it does not allow us the time or scope to effectively investigate the potential issues properly
A Homebuyer Report [HBR] is a more detailed survey than the Condition Report and provides a concise report using a simple 'traffic light' rating to highlight the condition of the building and highlight any significant problems that could affect the property
A Building Survey is suitable for all residential properties providing a detailed report on their construction and condition. The additional time we can spend on a full Building Survey enables us to ensure that any issues found can be investigated and explained to you properly
What Type of Survey Do I Need?
Choosing the level of survey that's right for your requirements isn't always easy. However, for most people buying a property is the most important purchase they will make, so its important to get it right.
At Charterhouse we are committed to offer what we consider to be the most comprehensive survey we can. Every one of our surveys includes the premium features outlined below
Premium Services, As Standard
Groundsure Homebuyers Plus
Every one of our surveys includes a Homebuyer Plus report, for no extra cost. This type of report provides comprehensive desk top detail on environmental, contamination, flood risk, energy & planning concerns. The recommendations contained within these easy to understand reports will help guide you in your purchase
Thermal Imaging Scans
Our surveyors will also use professional quality FLIR thermal imaging cameras on every survey to illuminate what isn't visible to the naked eye. Thermal imaging cameras can assist in identifying damp problems, roof leaks and insulation issues. We believe this valuable technology can assist us greatly in providing a high class service
Still Not Sure?
To help you to choose the right level of survey we've produced this simple guide to assist....
* prices are fully inclusive but are for guidance only. Each survey will be subject to a full Fee Quotation